The user Mortgage TB in addition to Family Security Financing TB differ in two extremely important variables, namely maturity and you can rate of interest:

Should i very utilize the money from a property Equity Mortgage TB to possess some thing?

The entire quantity of a property Security Loan TB are an effective mortgage for your mission, and thus there are no requirements to file one purpose while the money from our home Equity Financing TB are put at the best discernment. The sole difference are the right position if you utilize our home collateral financing to repay almost every other money in this instance you should repay those finance and you can any left a portion of the mortgage may be used the purpose.

What is the difference between an individual mortgage TB and Household guarantee financing TB ?

An individual Financing TB a loan with an interest rates away from 5.9 % p. an excellent. and you can readiness period max. 8 years,

The house Collateral Loan TB financing with an intention price away from 2.59 % p. a beneficial. that have one year fixation and maturity two decades.

Am i able to pay back the home Collateral Loan TB very early?

Sure, your house Security Financing TB is generally reduced early, also in place of a fee, into time of your own stop of repaired-attract period. An individual may also give an amazing put annually doing the latest 20 % of mortgage dominant free of any charges. In addition to both of these possibilities, the expense regarding very early payment must not exceed 1 % of one’s early repaid amount on the property financing.

What conditions manage I must see easily have to take property Equity Financing TB ?

• lowest decades 18 ages,
• documentation of current web monthly money of 500 EUR or higher,
• mortgage around as much 80 % of your sworn property,
• limit repayment chronilogical age of Cattle Creek money loans two decades,
• a solution to play with a portion of the financing to spend charges (mortgage payment and you will guaranteeing specialist research of apartment as a result of Tatra banka),
• pledging of one’s houses property because cover.

Can there be one insurance policies readily available if i am struggling to repay the house Guarantee Financing TB ?

Sure, there can be. During the venture into UNIQA insurance company you could potentially arrange the adopting the thru phone provider Dialogue Live or perhaps in Tatra banka department:

• insurance rates of capacity to repay financing, that may leave you confidence in case there is unexpected situations that will stop you from continuous to settle the mortgage,
• possessions insurance policies that one can arrange centered on your circumstances.

Exactly what are the repaired interest rate options of the house Collateral Loan TB ?

A choice of a fixed interest rate is available for example, dos, 3, 5, seven and you will ten years or even the whole loan repayment period.

At least two months until the prevent of one’s fixed interest price period we’re going to contact your written down and you will enable you to understand the latest interest rate as well as the the newest fixed rate of interest period. You could decide, whether or not your:

• accept the fresh rate of interest together with repaired-rates period,
• undertake the offer to give otherwise reduce the latest fixed-rate several months while the associated interest rate.

How does new visit from inside the Tatra banka just do it when attracting new loan? What takes place in the first conference?

Visit is the starting point to obtain the financing. Plan a romantic date for your fulfilling via Dialog Alive *1100. Our very own financial lenders try borrowing from the bank positives. You will observe concerning over render out of loan facts during the the initial conference and it could be your responsibility to combine the financing for your new home, car finance, cottage otherwise possessions renovation.